Output VAT
VAT on your invoicing is set aside and deducted at the end of the period — quarterly or monthly, paid two months in arrears just like at the Swedish Tax Agency.
Cash flow forecast for limited companies
See when the money runs out — before it does.
Enter your opening balance and monthly invoicing. Kassakollen factors in VAT, employer's contributions, tax and dividends for you — and shows your closing balance 12 months ahead.
Free·No account·Save with a link
What Kassakollen calculates
Everything that drains the account — factored in for you.
You fill in invoicing and dividends. Kassakollen handles the rest of the calculation, with the right amount in the right month.
Tax and employer's contributions
Payroll tax and employer's contributions on your salary are calculated and deducted the following month — the most common trap in a homemade cash flow budget.
Net salary and F-tax
Your net salary and the company's assessed F-tax are deducted every month, so the forecast reflects what actually leaves the account.
Dividends per month
Enter the dividend the month you plan to take it. You see immediately what it does to cash — before you make the decision.
Savings
Enter how much you set aside each month. Override individual months when you want to save more or skip a month — the rest falls back to your default level.
Closing balance, month by month
The result is a clear curve and table of your cash position. Months with a negative balance are flagged in red, so you see the crisis coming.
How it works
Three steps to your cash flow forecast.
You don't need to connect any bookkeeping. The numbers you already have in your head are enough.
01
Set up the year
Choose the start month of your financial year, enter your opening balance and VAT period. Adjust salary, F-tax and savings if your assumptions differ from the default.
02
Enter invoicing
Enter expected invoicing including VAT per month, and any dividend. The forecast updates instantly as you type.
03
Read the curve
See closing balance month by month, the lowest balance during the year, and total dividends. Bookmark the link — it saves automatically and is waiting for you next time.
Three key figures
What you actually want to know.
Once the numbers are filled in, Kassakollen highlights the three figures that determine whether the plan holds.
01 — Lowest balance
When it's tightest
The lowest point on the curve during the whole year — the month you need to keep an eye on. A negative figure means cash runs out.
02 — Year-end balance
Where you land
How much is left in the account when the financial year ends, with all taxes, fees and withdrawals factored in.
03 — Total dividends
What you've withdrawn
The sum of the dividend you've planned during the year — so withdrawals show up against cash flow, not on the side.
No account, no registration
Save with a link — not a password.
Kassakollen doesn't collect personal data. Your forecast lives at its own link that you bookmark. Close the tab and come back whenever you want, from any device.
- No account and no login
- Saves automatically as you fill it in
- Share the link with your accountant
- All data stored within the EU
When it makes a difference
Situations where a forecast saves the cash position.
The most common cases where closely-held companies want to see ahead before making a decision.
Plan a dividend
Can the cash position take a dividend in March?
Enter the dividend the month you plan to take it and see immediately how far the balance dips — before you decide on the amount.
Avoid a cash crunch
Which month gets the tightest?
A VAT payment, tax and a weak invoicing month can land at the same time. Kassakollen shows the dip in advance so you have time to act.
Forecast vs. actual
Update with real figures
Set up the year as a forecast and mark each month as actual once it's done. The rest of the year adjusts against what you already know.
FAQ
Questions about Kassakollen.
What is Kassakollen?
Kassakollen is a free cash flow forecast for Swedish limited companies. You enter the start of your financial year, opening balance and monthly invoicing. The tool automatically factors in output VAT, employer's contributions, payroll tax, the company's F-tax, savings and dividends — and shows your closing balance month by month, 12 months ahead.
What does it cost?
Kassakollen is free. No account, login or registration is required. You start filling in your forecast right away and save it by bookmarking the link you get.
Who is Kassakollen for?
Kassakollen is built for owners of Swedish limited companies, especially closely-held companies where the owner draws their own salary and plans dividends. It suits anyone who wants to see in advance which month cash runs low, and plan a dividend without emptying the account.
How do I save my forecast without an account?
Each forecast gets its own random link. Any change you make is saved automatically. Bookmark the link to come back to exactly the same forecast later, on any device. You can also share the link with your accountant. Anyone with the link can view and edit the forecast, so don't enter sensitive personal data.
What does Kassakollen calculate for me?
Kassakollen factors in output VAT (quarterly or monthly), employer's contributions and payroll tax on your salary with correct payment timing, the company's assessed F-tax, your monthly savings, and planned dividends. Tax and contributions on salary are paid the following month, for example, which the forecast accounts for. You then see the lowest balance, the year-end balance and total dividends.
Is Kassakollen bookkeeping or tax advice?
No. Kassakollen is a liquidity planning tool, not bookkeeping or tax advice. The calculation is based on your own assumptions and makes deliberate simplifications — it only handles output VAT, not input VAT deductions, for example, and doesn't account for the 3:12 rules or dividend threshold amounts. The simplifications are shown clearly in the tool.
Try free
Know what the cash position can take — before the month is over.
It takes a minute to fill in. No account needed.
Make your forecastOr reach out at hej@klarar.se if you'd like to talk first.